Retirement Financial Solutions

Are you recently retired or thinking about it? Is it a few years away, a few decades away or are you in retirement now? If you have any financial concerns at all…you can turn that around

Do you Wake up in the morning and find that while you slept you were making money – home sweet home. It is an incredible feeling to wake up and see that your bank account has grown while you were enjoying a good night’s sleep. If this sounds like a good way to wake up and you want the joy of making money while sleeping, vacationing, or whatever, read on.

How Long Will My Retirement Money Last?

I used to worry about this a lot. I would wake up in the middle of the night and think about it…How long will my retirement money last? It’s not a pleasant way to think about retirement. You have worked hard and now it’s time to be able to enjoy having more time, but how much can you enjoy that time when money is a problem?

This article is to address that concern. There is no easy, no work solution to this question but there is definitely a solution and if you read on you will find that by taking a few easy steps and making a no cost commitment you can solve this problem. Imagine if you are able to look at your retirement from a whole new perspective…One in which you have to chose what you really want to do and money is no longer even a remote concern for you.

Earn Money Online Free

There are many things to worry about in this world and for many of us, money is a big one. There is great freedom in creating a life for yourself where money is plentiful and regularly flowing.

There are, of course, different ways to earn or receive income

Inherit it…You have little or no control over this method, although if it happens, it’s great

Win the lottery…Probably not going to happen

Work for someone…Yes that is great for day to day income but as you know this can be limited, you are at the mercy of someone else and the chances of you getting paid what you are really worth is minimal. Also, when you stop working, the money stops and you are trading your time for money

Have your own business…Usually this is pretty demanding in terms of time and financial investment…also most businesses fail in the first year or.

My answer is to earn money online free…Your success is essentially assured and the income, once it comes in just grows and less and less of your time is needed for more and more income.

There are many opportunities to earn money online and I have found what I think is the best one. Wealthy Affiliate. Let me tell you some things about this opportunity.

Get Online – Earn Money

Do you worry about money? Do you sometimes wonder what you will do to make ends meet? To have the lifestyle you want? You are not alone.  Take a moment to read this article in the Gallup News about concerns others have.

You have worked hard and yet your income just doesn’t get you where you want to be? If you are looking for a solution to this then please get online – earn money.

Think about the things you would do if you were making and extra $25,000 a year? Or $50,000 or whatever the number is that you would really like to obtain.

If you have a pension, social security or some other form of income, this amount of additional income will make a huge difference for you.

Is Wealthy Affiliate A Scam Or For Real?

You are smart to be skeptical. There are plenty of scams on the internet, but this is not one of them. How do you tell a scam? They look for money upfront, (or at least your credit card), they promise incredible returns for little or no work, All I want to  say is check my article out on this site and you will very quickly see that this is an established, well regarded company which allows you plenty of time to check them out and see if it’s right for you.

The downside is pretty minimal…a few minutes of your time while the upside is quite amazing…the elimination of your financial concerns.

Is Wealthy Affiliate For You?

I can’t answer that question for you but I will give information that will allow you to decide for yourself if this is right for you.

Could you use additional income for your retirement years?

Are you willing to put in a few hours a week to build a long term income for you for the rest of your life?

Are you willing and able to put off gratification and to work hard now for returns later?

That is really all it takes. If you answered yes to these questions, you owe to yourself to take a good look at The Wealthy Affiliate program.

Relief From Money Worries

So, I will go back to the scenario at the top of this page.

Imagine waking up and knowing that income is flowing in. That you have doubled or tripled or more your anticipated retirement income. It really is not that hard to do with Wealthy Affiliate.

If it’s making an extra $25,000 a year, that is very doable within a year of starting. Many people are making ten times and more that amount. It’s a matter of what you believe your needs are and how much effort you want to expend in the process.

What I have found is that the enjoyment of “working” on my website is more like play for me. If you enjoy learning and earning, this is a great way to do it.

The Joy Of Making Money – Home Based

It is a win win for me….I get to learn, I am stimulated, I earn money, and I am providing a much needed service.

The relief of knowing that I no longer have to worry about money is probably the biggest reward for me, but here are other rewards as well…the satisfaction of creating something from scratch, of contributing and the joy of success along the way.

I sit here this morning as I write this and I look out at the rain as it comes down upon the lake and I view the gorgeous green of the trees I am so very appreciative. I can enjoy the moments of beauty and joy without the worry of financial concerns nagging at the back of my mind.

Life can be simple and it can be enjoyable. Please don’t let financial worries take the joy away.


Need Extra Money For Retirement?

Hi. Welcome to a great solution for you if you need extra money for retirement. It doesn’t matter if you’re already retired or you’re thinking about it or even if you are retiring next month or next week.

Have you calculated what you need to retire comfortably? Average income for seniors who are retired runs from the low 30K to the mid 40K range, depending on age. There is, of course, a huge variance from geographic locations.

Whatever that average is, what really matters is what you need….or want for your retirement income.

At any age, it is important to consider getting ready for retirement and most of the advice out there is to save, save, save.

Retirement Jobs

There is another alternative…to produce semi-passive income for your retirement. Retirement jobs are a choice for some, but there is a better way.

I think most of us want flexibility and the need to be at a job at a certain time each day and answering to someone is not what we have in mind for ourselves.

Trying To Save For Retirement

For me, I found this much easier and much more enjoyable than trying to save a bit here and there out of my income each year.

If you start now…and I suggest you don’t wait…you can develop a really nice income for your retirement…whether you are in retirement now, or you are thinking about it in the next decade or so.

Please read carefully what I have written here and think about whether this is for you…

Making Extra Money For Retirement

If you start now, then a year from now you can be generating $1,000 a month, $3,000 a month or much much more. The beauty is that this income can continue to grow.

What I like about it is that you don’t have to invest your money to make this happen…You only have to invest some time and energy to be making extra money for retirement.

I think this may well be exactly what you are looking for.

It may sound too good to be true, but I will reiterate that it will take some time and effort on your part. Too good to be true would be that nothing would be required of you.

Whatever your retirement income may be at this point, exactly half of all retirees don’t have enough income to support their life style. Many fewer don’t have enough income after retirement to truly do what they want.

Don’t let this be you. There is no need that you will end up with less than a vibrant and lucrative retirement.

Even if you want to retire early…like two or three years from now, you can do that as well.

Avoid going to work for someone or not having the income you need to be happy and comfortable.

A Happy And Secure Retirement

Imagine that those retirement income worries will disappear. Well, you can let them disappear right now. You don’t need to have that anxiety any more. You are reading this because you are thinking about this next phase of life and you want to have it be that best phase.

Money isn’t everything, but it is important.

What do you want to do? Play a lot of golf? Travel? Be able to visit family? Contribute to your favorite charity? Spend the winter where it is warm? Simply relax and know that you don’t have to worry about money?

You are doing yourself a terrible disservice if you ignore the need you have for security and really, fun. If you ignore your ability to make a contribution as you retire you are missing out on a lot of the value in life.

Retirement Income Solutions

Wealthy Affiliate is a program that has been in place for over 15 years for people just like you…many people have used it to supplement their retirement income…or many have found that the marketing program is so powerful they are able to retire early and be much more than comfortable. It is legitimate and rewarding. They don’t offer a get rich quick scheme, but they do offer a get financially secure over time opportunity.


Since it takes some time, now is the time to get started. I suggest you not wait til tomorrow or next week, but give this program a good look right now. Step by step you will be led through a process that will educate and support you into a good solid business of your own with excellent residual income.

If you are desperate and need money next week, then this is probably not for you. It is for those of us who don’t want to have to save enough and then hope it IS enough. It is for those of us who are looking for a strong business opportunity that will provide for us for many years to come…for those of us who are willing to put some time in now to secure that retirement income in the future…for the rest of our lives and then for our heirs beyond.

No Special Skills And Experience Required

You don’t need any special skills. This program is for we who are willing to develop new skills, are willing to put the time in for something that is a solid opportunity to solve a problem we have…to make sure we have a sustainable income, to make sure we are secure and are able to have options in the future.

I know there are scams out there and promises being made and broken all the time. Scam signals are things like needing money now to get started, “opportunities” that require little or no work for huge returns, and promises that are clearly too good to be true.

Wealthy Affiliate has a track record, it has been around for 15 years+, there is no upfront money to get started, and most importantly, we are very clear with you that you need to put some time and commitment in in order to get a good return.

We are offering a good, rock solid opportunity to work hard and get rewarded. The nice thing is after you get your business and website(s) established the income will continue with a minimum of maintenance.

Create Your Own Online Business

The attraction of creating this business for yourself is that you have tons of support and are walked through every step of the way, it is all yours, there is minimal investment, and it will work for you. I suppose it’s kind of like a good franchise, where all you have to do is work hard and follow the directions and you are pretty much guaranteed success.

Best of all, this solves the income problem for the rest of your life. Doesn’t that seem worth the effort to at least take a look at this and see if it is something that appeals to you?

I love how the whole concept of saving, saving, saving and then still not knowing if you have enough goes out the window and is replaced with the concept of creating passive income.

There are other rewards that I haven’t mentioned. One is that although there is work involved, it is not onerous or drudgery. You get to focus on a niche that interests you and then you create your business around that niche. You get to be an expert on something that you already know a lot about or you can develop your expertise in an area that interests you.

As I think about it, it really is a choice between working a bit now and over the next year or so developing a nice income that will continue to grow and have financial freedom and security.

The alternative is one of two as I see it: Not have enough income to feel secure and live with the anxiety as to how to pay for next month’s bills, or not have enough money to have the options to do what you really want in retirement…or find a part-time job to supplement your income, thereby tying you down and restricting your opportunity for a fun and fulfilling retirement.

To me, the alternatives are clear and the choice is a no brainer.

It is time to get started on the path to freedom and fun.

Most of us have been frustrated trying to save enough for retirement to do more than just squeeze by.

Now you have a choice to use your brain, your energy and willingness to make that next phase of your life exciting and productive. By making the decision to jump into this business model, you will be doing yourself and your family a huge favor.

There is a tremendous upside for you and a pretty significant downside if you ignore this opportunity,

Thanks for reading this and I hope to hear from you. Please use the comment area to ask questions or make comments.



Make Money For Retirement

We have all heard that most retirees don’t have enough money to give them a good retirement. We’ve also heard that most of us don’t save for retirement. I know that the savings thing is tough. It is like we’re being beat up for something that we found impossible to do.

I Have A Solution For You

I do have a solution for you. I hate those “get rich quick” schemes as they are failures waiting to happen. You can make money for retirement without having to take a job and it’s legitimate and it works.

You can also do it without risking that capital or income you already have.

If you work with me on this, you will have a good supplement to your retirement or a full retirement package in 12 to 18 months. You can do it sooner, but I am assuming you are still working or have responsibilities that keep you from putting 40 hours a week into creating this income stream.

Extra Income Will Change Your Retirement

Now, I don’t know what your situation is. I do believe that if you are here, you are either wanting to add to your income to give yourself more options in retirement or you absolutely NEED to make some money to have any kind of decent retirement at all.

This doesn’t matter. Either need can be accommodated with this online selling program. When I say selling, don’t worry. I am not suggesting you buy anything that you then resell. You may want to do that, but there are simpler and safer ways to make that income you would like to have.

Now, you can breathe a big sigh of relief because the answer to your fears and wishes is here.

This is an great way to make money from home for free. It is a make money online home based business.

There is everything here to  solve your income retirement needs. I will walk you through how to get income for retirement without being tied down to some job.

Set Your Own Schedule, Travel, Be Free

I’m guessing you are ready to set your own schedule, be free to travel, or even relocate. It’s really tough to do that when you have to get a job to bring home that extra income.  What if I can show you a way to do this without getting caught back up in the day to day come to work and put in your hours?

It is what I have done in my retirement and it will work for you.

What You Need To Do To Have A Secure Retirement

For Retirement AND Security

Here is what you have to do:

Click the button here  and go into look at my article on Wealthy Affiliate. (Just like I did)

Follow the steps to set up a website. (No previous experience is needed)…Just like me.

Pay nothing to get familiarized with what you have to do to make money online. (Just as I did)

Start the lessons, get help from the community here and develop your niche website (Just like I did)

Be persistent, ask questions and become successful (Just as I am doing)

This is a simple program that will surprise you in it’s ability to guide you to making substantial money as you progress.

The “Soft Sell”

I am not going into a big push, push sales pressure thing here…Like you have to sign up now or you will regret it the rest of your life with a clock ticking off the seconds. Those are so ridiculous.

I don’t believe I need to do that with you to convince you to take a good look at this program. There is no need for the big hype…It is solid and it makes sense and it works for anyone who is willing to put some time and effort into it.

There IS Money To Be Made Here

If you are pre retirement and want to put 8 to 10 hours a week into this work, then you will have a nice income in a year or so. It won’t happen next week or next month, but you will get there.

If you are in retirement and have the time and inclination to put 30 – 40 hours a week into working on your site, you will probably start to see some pretty decent income in 3 to 6 months.

If you want an idea as to how quickly the income can materialize, please click this button  and take a look at what is reasonable to assume for someone who can commit to about 20 hours a week or so initially. Of course, if you can put in less hours, the time frame stretches out, but with consistency, you will get there.

What Your Retirement Can Be

I guess I am technically in retirement. I sail, play tennis, recreate in many ways and I am working on my website pretty regularly.

I want to stay active and healthy. I am not going to go into the benefits of being physically active, as I know you know all that stuff.

What I will say is that working this way on my website is great for my brain and my attitude. I love it. I learn something every day. I am challenged by learning new things about websites, what makes them work, about making money online and so on.

That is one of the great things about this way of earning money in retirement…You have fun and you get stimulated daily. Beats watching TV all day!

After we have worked hard, learning how to create a life for ourselves, and make a living, we are suddenly…or gradually thrust into a whole new life. What to do?

We have time and I want to make sure we have the money. I want you to be able to create more income for yourself by having fun and being stimulated. I want you to enjoy making money. I want you to enjoy the independence, the freedom while you learn and are refreshed. You are creating a business that will flourish and provide you with a few thousand a month extra or a business that will give you a solid six-figure income if you want to make that effort.

It is something that, once you get it started, it only needs some maintenance to keep producing that nice income for you.

The Sooner You Start, The Sooner You Will Be Free Of Worry

If you are pre-retirement, you can get this up and running in the next year or so and have it there, producing income when you retire.

If you are now in retirement or just getting ready, this is a great way to provide income for you for decades to come.

In either case, you can pass this on to your spouse or heirs at any time…or sell it to another entrepreneur.

The Opportunity Is Massive

When I heard about the opportunities to make money online selling other people’s goods, I wondered if there could really be any money in it. There is. Sellers and buyers are always trying to find each other and they are looking to us to be the conduit.

More and more transactions are being done online now. The World Wide Web has become a huge market place. It is a beautiful way to conduct business, quickly and efficiently, but there is a desperate need for people like us to point the way to the appropriate goods and services.

We are the people that bring together. Because the web is so big and so many people are on it and because it is increasing in population hourly, our role is crucial. And we get rewarded quite handsomely for it.

Is This For You?

Have I convinced you to take a look and give this a try? I suppose this is not for everyone…but is it for you?

It is if…

You would like additional income

You don’t want to go out and get a job

You like being stimulated intellectually

You like having fun when making money

You are willing and able to put a minimum of 5-10 hours a week consistently into working on your site.

You are invigorated by a challenge

You know how to turn on a computer and find this website

I’m excited for you. This opportunity has been simply wonderful for me, solving my financial concerns and giving me a wonderful retirement to look forward to.

This can be true for you as well.

It’s hard for me to understand why someone wouldn’t at least try this. The investment is minimal or none at all. The upside is huge and the downside is pretty much non-existent.

Seniors Have A Place On The World Wide Web – If Anybody Does

As seniors, we have a lot of knowledge and experience. We can produce outstanding websites and we have a lot to offer online.

Let’s not let the “kids” have all the fun. Jump in and find your niche and go for it. Your life will never be the same and you will have a great retirement. You will feel invigorated and younger. At least that is how it works for me.



Time to Update Your Goals?

When was the last time you updated your goals? Now is the perfect time to take a look at your short and long term goals. Goals will help propel you to the next level and provide a roadmap to keep you on track and help you further your success.  Click here to learn more about the powers of setting goals.

Good luck to you.

And please feel free to leave a comment or ask a question below.









How Can A Senior Make Money Online?

Hi and thank you for visiting my site. I’m guessing you came here to make a decision if online generation of income is for you. I also want to take some time to discuss a bit to get clear about what you are really looking for here. If you are not sure and you are just exploring and taking in ideas, this will be a good site for you to read.

I am myself a senior…a member in good standing of the Baby Boom generation. People who know what I am doing here will often ask me “How Can A Senior Make Money On Line?” and sometimes “Can A Senior Make Money On Line?”

Can I Make Money Online?

Logically, I guess we should address the second question first…Can a Senior Make Money On Line…Can I make money online?  The answer as I’m sure you have guessed is “yes, you sure can”. There are plenty of us out in the wild west of the internet and loving it. Retirees are making money on line every day. Some of us have substantial backgrounds and lots of sophisticated computer experience.

Many of us don’t have a lot of experience but are good learners. We who are older now have a lot of life experience and we know how to make things work. We are persistent and we are able to cut through the hype and get right to the heart of things. That is a lot about what online marketing in particular is all about. Most people are not looking for a lot of hype, but they want the facts and the benefits.

I understand that this is a very personal question, “Can I make money online?” Please invest some time on this site and see if you can get some ideas and hopefully some excitement. The whole idea of making money online has intrigued me for a long time. I found the perfect fit for me and I am just loving the heck out of it. I guess it is work, but I don’t find it that way. It really is a challenge like trying to figure out a puzzle, but the pieces are all there and there is a lot of help available.

So your next question would be a fair one…How do I do it? How can a senior make money online?

What’s The Best Way To Make Money Online – With You In Mind?

If you have looked around, you have seen that there are many ways to make money on the internet. Some are scams which I address elsewhere on this site. You can press HERE and you will find the ways to determine is something is a scam or not.  There are telltale signs.

I have to admit I am prejudiced toward the type of online marketing I am doing. I had a certain set of goals and I can tell you a bit how I made my decision as to which direction to go to fulfill my goals. I had the same question you probably do: What’s the best way to make money online?

I chose Affiliate Marketing for several reasons. I wanted it to be easy and not stressful. Well, easy in the sense that I could chose my own hours. I didn’t want to spend any money. I certainly didn’t want to buy inventory, I knew I needed help to get started. Probably the most important thing was that I wanted long-term passive income. I am willing to put a lot of effort in now if I know I can have an income later without having to work so hard.

I wanted to have something substantial to pass on to my kids someday. As time goes by, I probably will want to work less and spend more time traveling. This brings up another advantage of online selling,  It means I can create a lucrative business and I can continue to build it while I travel.

This simply seems like the best of all worlds to me. I can work on my business from home, from a tropical island, from a ski chalet in Switzerland. Just about anywhere there is an internet connection…which is most of the world now.

What Is The Best Way To Make Money Online?

That is the question to answer I think unless you have already figured it out. What is the best way to make money online? It will, of course, vary for each individual. You can take surveys and write for others, you can review websites and comment on them. There are many many ways to make short-term cash.

It is fine, but you have to keep working it in order to get paid. There is no residual income from those short term gigs. Nothing wrong with them and they fill a need but it wasn’t the one I was looking for. I am just guessing, but I’m thinking you are looking for something with very little or no risk and with a pretty good upside that will give you residual long-term income we talked about.

So for you is that the best way to make money online for you?

If you don’t mind the suggestion, if you haven’t constructed some financial and lifestyle goals lately, please visit my goal site HERE. It is a simple but effective way to get clear about what you want to do with the next few years of your life. I know as I have gotten older, my goals and expectations have changed, but at the same time, the goals seem more important than ever.

I work hard not to be yelling at you to buy something, and I would never want to even recommend something I don’t believe in. I believe in this program called Wealthy Affiliate. I looked at a lot of stuff and it was the Site that I thought had the most credibility. I talk about it a lot in other sections of this website and if you’re interested you can look here at my site “How Much Can I Make With Wealthy Affiliate?”


Senior Topics Discussion

I was thinking the other day how goals and lifestyle desires change for me as I have changed over the years. I am still very healthy and active. I am loving life now more than ever. I wanted to hope we could start a place here for a Senior Topics Discussion.

I know that many of us are in very different places but if you’re here reading this you are probably part of the Baby Boomer generation and older. We all have in common that we have lived a few decades longer than most people and we have some wisdom.

So what changed for me?  I am much more relaxed, more accepting of myself and others. I am finding that I am quite content with life.I realize I need to take really good care of myself. I need to eat well, exercise regularly and so on.

I am more willing to admit my faults and ask for help. I am more appreciative of what goes on around me. This is a beautiful time of life for me.

I’m sincerely glad you made the effort to come here and read this. I am hoping that you will leave some comments, ask some questions, tell us what you are thinking. I know it is important to connect with others throughout life and I think that is a very healthy need and I find it getting stronger as I get older. I am grateful for it because it enriches my life to reach out to others.

What about you?